20 Best Personal Finance Blogs In India 2024
In India, only 27% of the population is financially literate, meaning only one out of every five Indians is equipped to deal with one of the most crucial aspects of human well-being.
Only 27% of Indians are financially literate overall, despite the country’s enormous population. Due to a lack of financial education and awareness, most Indians must deal with numerous financial challenges. As we talk more about how to earn money, but we never talk about how to manage it.
For instance, individuals with low financial literacy may need help to open bank accounts, apply for loans, or understand the terms and conditions of financial products. They often need to be made aware of beneficial government schemes such as Pradhan Mantri Jan Dhan Yojana (PMJDY) or the Stand Up India Scheme and lose out on government aid for their betterment.
Financially uneducated individuals are more vulnerable to falling into debt traps, making poor investment choices, and becoming victims of scams and predatory financial practices. As a result, they struggle to accumulate wealth, build assets, and improve their financial well-being. This perpetuates income inequality and hampers economic growth.
Individuals accumulate credit card debt, loans, and unpaid bills due to mismanagement, causing financial hardships and distress. Insufficient financial literacy hampers retirement planning, leaving individuals vulnerable without funds. The absence of financial literacy makes it challenging to save for emergencies, increasing financial hardships during unexpected events.
Promoting financial education empowers workers to make informed decisions, reduce debt, and secure their financial future. If you go over the web there are plenty of financial people who are offering tips in the finance sector about personal finance. According to me Only a handful though routinely offer a genuine financial advice.
I have been in this area for a while, and have come across some best personal finance bloggers in India. In my endeavors to promote financial literacy, I have compiled a list of personal finance blogs. I have prepared a curated list of Best Personal Finance Blogs and Websites in India to follow for 2024. This list consist of Top 20 Personal Finance Blogs.
A Curated list of Best Personal Finance blogs in India is as below:
- Retirewise.in / tflguide.com
Jagoinvestor is a platform that offers online financial planning, investment advice, and wealth management services. Read articles on various topics such as family trusts, macroeconomics, fractional real estate, FIRE, and more. Jagoinvestor was founded by Manish Chauhan and Nandish Desai in 2008 with the aim to educate more and more investors and improve their financial life by imparting financial education among them. They have been writing about personal finance and have been conducting various workshops in different Indian cities. They have also authored various personal finance books. They with their team, work with clients from India and abroad(NRI’s) and have offices in Pune and Ahmedabad.
Website link : https://www.jagoinvestor.com
2. Safal Niveshak
Safal Niveshak is a hindi phrase for ‘successful investor’. Safal Niveshak was founded by Mr. Vishal Khandelwal. He has been a stock market investor for over 19 years and an investment coach for 11 years. Safal Niveshak, which he started in 2011, is his initiative to help people learn the art of value investing and behavioural finance to be able to make better investment decisions.
Mr. Vishal Khandelwal offers online courses for value investing. Course #1: Financial Statement Analysis and Valuations Course and Course #2: Mastermind Value Investing Course. Safal Niveshak also offer free newsletters to its subscribers The Journal of Investing Wisdom, subscribed by 90,000+ people worldwide, is one of the most popular investment newsletters out there.
Website link : https://www.safalniveshak.com
ReLakhs.com is one of the very very few personal finance blogs in India that has nothing to SELL. They do not have any product or service to market or sell through this platform. Sreekanth is the man behind ReLakhs.com. He is a Certified Financial Planner. CFP is a mark of excellence granted (by Financial Planning Standards Board India in India) to individuals who meet the stringent standards of education, examination, experience and ethics. It is the most prestigious and internationally accepted Financial Planning qualification recognized and respected by the global financial community. He has also done PGDBA (Post Graduation Diploma in Business Administration) from ICFAI Business School. There is lots of informative blogs written on financial planning , real estates and tax planning.
Website link : https://www.relakhs.com
4. Basu Nivesh
BasuNivesh was founded by Basavaraj Tonagatti in the year 2011 with the intention to spread financial planning awareness. Basavaraj Tonagatti writes articles on various topics related to Personal Finance. As of now, He has written around 700+ articles on personal finance. He is Certified Financial Planner and register as an RIA with SEBI. Mr Tonagatti works on fixed fee model. He has subscriber base of 10000 where his nurture and manage investment. He writes blog posts about personal finance, Insurance and mutual fund.
Website link : https://www.basunivesh.com
Mr Manish Choudhary is man behind getmoneyrich, he is a Mechanical Engineering Graduate. In pursuit of financial independence, He has become a full-time blogger. After working in the corporate world for almost 16+ years, He bid it adieu to pursue his passion for blogging. These days he offers a Stock Engine (It is a stock analysis tool that can be used to screen stocks. The stocks are rated based on the “Overall Score” and “GMR Score”. The “Intrinsic Value” estimation is done based on multiple valuation models) for his readers. He has also written a couple of e-books (now offline).
Website link : https://getmoneyrich.com
Stable Investor was started in 2011 by SEBI registered investment advisor Dev Ashish and the site focuses on 3 simple aspects of Long Term Wealth Creation Strategy – Investing, Personal Financial Planning. Mr. Dev Ashish is SEBI registered Investment Advisor and financial Planner in India. He works on Fee only structure. He writes on investment products i.e. mutual funds, stock markets.
Website link : https://stableinvestor.com
Myinvestmentideas was started by Mr. Suresh KP. Mr. Suresh KP is a certified Investment Adviser and a Certified Research Analyst but not a SEBI Registered Investment Advisor. He is written over 2,500 articles on this blogs covering various investment options in India for education purpose only.
Website link : https://myinvestmentideas.com/
8. Chartered Club
Chartered Club Founded by CA Karan Batra in 2009 is a personal finance website specially designed for professionals in financial planning along with personal finance blog publishing, Chartered Club also provide taxation filling and advisory services
Website Link : https://www.charteredclub.com
This personal finance blog is started by Sandeep Kanoi which provides deep knowledge and insights about the world of taxation. Taxguru focuses on all types of taxes and personal finance. You can get the Finance related latest information regarding Notification, Amendments, Circulars.
Website Link : https://taxguru.in
10. Apna Plan
Apnaplan.com was founded by Amit in 2011. Amit is a Certified finance planner and he shares his own experience in investing and personal financial trough his blogging. You can find useful calculators on this portal.
Website Link : https://www.apnaplan.com
11. Be Money Aware
Bemoneyaware started by Kirti Shobhna in 2011 who herself does not have a finance background. Bemoneyaware provides information regarding EPF, PPF, Investing avenues, Fill Form 15G, Credit debt, and loan. This portal offer quiz and games for money matters which is uniqueness of the portal.
Website Link : https://bemoneyaware.com
Capitalmind is a financial website by Deepak Shenoy. You can read some best articles about Personal Finance, Tax Saving, Investments, Money Making.
Website link : https://www.capitalmind.in
13. Retirewise / tflguide
The financial Literates (Tflguide.com) is an initiative by Hemant Beniwal who is working on his mission of making Indians financially literate. Tflguide.com has a new address now – retirewise. It’s a blog site by hemant beniwal for retirement planning services.
Website link : https://www.retirewise.in
Moneymint is your go-to spot for discovering various ways to earn money. their goal is to make understanding money easy and fun for everyone. Aditya is a seasoned small business expert and founder of Moneymint.com. With years of experience running his own successful small business, Aditya understands the unique challenges and opportunities that come with entrepreneurship.
Website link : https://moneymint.com/
15. Investing Expert
Investing Expert founded by Mr. Rajan Dhawan, He is not a financial advisor, but sharing his learning in personal finance
Website link : https://investingexpert.in
16. Money Excel
Money Excel is owned and maintained by Shitanshu Kapadia.He mainly writes about things related to financial planning, insurance, personal finance, investment, real estate, stock market and various other financial products.
Website link : https://moneyexcel.com
17. One Mint
OneMint started out as “Mint” a few years ago. At that time, it was not a website, it was the name of a computer in the network of computers later converted to OneMint. OneMint is your guide to making informed financial decisions.
Website link : http://www.onemint.com
FinCalC is founded by Abhilash with the sole purpose of sharing personal finance tips with all of you, so that you can manage your finances effectively and efficiently, without the need of paying huge amount to advisors! You can find useful calculators and video on loans, tax and investments.
Website link : https://fincalc-blog.in
The Value Investor India blog is where RC Capital Management founder Rohit Chauhan shares his ideas and views on value investing, equity markets. Mr Chauahn offers investment advisory services. He is SEBI registered investment advisor.
Website link : https://www.valueinvestorindia.com/
Jitender is a financial geek having more than 10 years of experience. His expertise is in financial products like credit cards, loans, credit scores, Savings and Insurance products. With Financebuddy he also writes about Marketing and Small Business on his Small Business Blog.
Website link : https://financebuddy.in/
Disclaimer – List of personal finance blogs in India is curated by myself. I visited these website and created this list to reduce the efforts of others to find info in one click. There is no intend to promote or compare any portal. this just outcome of my search which i have shared for public interest.