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SBI Simply save rupay credit card

SBI Simply save Credit Card is a great entry level card. Simply SAVE credit card from SBI Cards is a shopping credit card. The SBI Simply Save Credit Card was specially developed for young people who like to eat out, enjoy shopping, frequently shop in shopping centers and go to the cinema.

SBI Simply Save Credit Card

SBI Simply save credit card is a shopping credit card. After complete research on the credit card, detailed information for review on SBI Simply save Credit Card in structured manner is mentioned below:

  1. Eligibility for SBI Simply Save credit Card
  2. Annual fee for Simply SAVE SBI Card
  3. SBI Simply SAVE Credit Card Benefits and Features
  4. Simply SAVE SBI Credit Card Rewards
  5. SBI Simply SAVE Credit Card Review & Summary

1. Eligibility for SBI Simply Save credit Card

SBI Simply save credit card is a simple credit card designed for everyday purchases. This card offers you to earn massive rewards on your daily purchases. Below are the eligibility criteria for Biz Power Credit Card

– Age limit – Minimum 21 Years and Maximum 65 Years.
– Nationality – Applicant should be Indian citizen
– Income Profile – Salaried or Self-Employed individuals.
– Income Criteria – Salaried income of above 20000 and Self-employed applicant should have annual income tax returns above Rs. 3 Lakhs

Documents Required to apply for Simply SAVE SBI card

Applicant can apply for credit card using their income documents, Address proof, Identity Proof, and latest bank statements.

1. Income document: latest salary slips for salaried profile, audited financial report including Income tax returns for self-employed person.
2. Identity Documents: PAN Card, Voter Card, Driving License, Aadhar Card, or Passport are accepted identity proof documents.
3. Address Documents: Aadhar Card, Ration Card, Utility bill, Passport or Driving License are widely accepted address proof documents

SBI simply save credit card maximum limit is subject to approval from SBI Cards based on financial eligibility as per policy. While apply for this credit card, you need to meet the eligibility criteria and regulations stipulated by the SBI.

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2. Annual charges / fees for Simply Save SBI Card

Annual fee for Simply Save SBI Card is mentioned below. These charges are subject to change with or without any prior notice and sole discretion to credit card issuance company.

Joining Fee – Joining fee is a one-time joining fee of Rs. 499 plus taxes.

Annual Fee/ Renewals Fee – Rs. 499 plus applicable taxes is annual fee for SBI Simply SAVE credit card. Again annual fee is reversable but this is subject to annual spend done in last year.

Spend Based Waiver – Renewal Fee is Waived on Spends of Rs. 1 Lakh in a card Anniversary Year

Rewards Redemption Fee- Rs. 99

Foreign Currency Markup – 2%

Interest Rate- 3.50% Monthly (42% Annually)

Fuel Surcharge – 1% fuel surcharge will not be charged on transaction amount Rs 500/- to Rs. 3000/-

Cash Advance Charges – 2.5% OR Rs. 500/- Whichever is higher. Add-on Card Fee – Nil

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SBI Simply Save Credit card offers lots of benefits such as reward points, fuel surcharge waiver and annual fee waiver.

Welcome Benefits / Activation Benefits:

Simply Save SBI Card offers Extravaganza offer where card holder receives 2000 reward points worth Rs 500 on spending Rs. 2000/- within 60 days of card issuance. Hence do not forget to activate your card and start using it earn 2000 reward points by spending Rs. 2000/- within first 60 days of card issuance.

SBI Simply Save card also offer cashback of Rs 100 on first ATM cash withdrawal within first 30 days of receiving card.

Milestone Benefits:

This card has not incorporated any milestone benefits but offering lots of additional benefits.

Dinning Benefits:

SBI Simply Save Credit card offers 10X Reward Points per Rs 150 spent on Dining, Moving, Departmental Store, and Grocery Store.

SBI simply save credit card lounge access:

Simply SAVE SBI Card by designed do not offer domestic and international lounge access. For domestic and international lounge access benefits please read our latest article on best credit card for lounge access India. We are in process to publish our new blog on best credit cards for international lounge access and lounge access in india. at the same time we are searching to write a new blog on best credit cards for lounge access no fee. we have already shared blogs HDFC Bank biz black metal credit card and HDFC Bank biz power credit card, which offers domestic and international lounge access free of cost or at nominal price.

Concierge Services Benefits

Simply Save SBI Credit card is entry level shopping credit card. Concierge services are offered with super premium credit card therefore concierge service benefit is not available with Simply Save SBI Card.

Golf Games Benefits

Golf Games Benefits are offered with super premium credit cards. SBI Simply Save Credit Card do not participate in Gold Games benefit program.

HDFC Bank offers Golf Games Access Benefit with HDFC Bank Biz Black Metal edition credit card. For Details on Golf Games Benefits Please visit our blog on HDFC Bank Biz Black Metal Edition Credit Card.

Fuel Surcharge Waiver Benefit

Simply Save SBI credit card give 1% fuel surcharge waiver of every fuel transaction between Rs. 500 and Rs. 3,000 to the cardholder. Card holder is entitled for waiver of maximum of Rs. One hundred per month.

Renewal Fee Waiver Benefits

Simply Save SBI Card Offers Annual fee or Renewal Fee waiver of full annual fees off if you spend Rs 1 Lakh and more in the previous year.

Additional Benefits

Simply Save card offers Balance transfer on EMI. This credit card gives of offer to save money while paying your credit card dues. This card allows you to transfer the outstanding balances of other banks credit to your Simply Save SBI Card on lower rate of interest and you can pay it back in EMI.

SBI simply save card offers flexipay option. Flexipay options allows card holder to convert his transaction in easy monthly instalments. Credit card holder can convert any purchase made for Rs 2500 and above using simply save credit card into EMI. Click here to learn how to apply for flexipay.

This credit card comes with contactless payment advantage. Contactless advantage features give you freedom from handing over your credit card to someone. You can use your credit card by just waving at secure reader to transact. This feature makes the usage of card easy, fast, and convenient.

Simply save credit card from SBI Card is world wide accepted. You can use this card in over 24 million outlets across the globe. This includes 325000 outlets in India. Card holder can make payments at any outlets that accept VISA or MasterCard.

SBI Simply save credit card allows you to withdraw cash from over 1 million VISA or Mastercard ATMs across the globe.

SimplySAVE SBI Card allow you to empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18 without any add on fee.

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4. Simply SAVE SBI Credit Card Rewards

You can earn 1 reward point per on every Rs. 150 that you spend using Simply Save SBI Card.

Card holder can use reward points to pay the outstanding balance of your credit card or you can redeem earned reward points against a wide array of gift. You can choose your gift from our reward catalogue, please click here to browse reward catalogue.

importantly 4 Reward Points are considered equal to Rs. 1. (4 Reward Points = Rs. 1)

Simply Save SBI Card offer 10X reward points as additional benefits where you enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.

5. SBI Simply SAVE Credit Card Review & Summary

Simply save SBI Credit Card is a good entry level credit card which come with affordable joining fee. spend base waiver of annual / renewal fee is also a good feature of this card. moreover this credit card is a best fit for people who love to go for shopping and have fun on weekends like going for a movie , dinning out etc.

Minimum one domestic lounge access in a quarter must have completed this card for a first time credit card holder.

SBI Simply save credit card interest rate

The interest free credit period ranges from 20 days to 50 days. This is subject to submission of claims by merchant. However, Interest free credit period is suspended if any balance of the previous month’s bill is outstanding.

Finance Charges on Outstanding amount of previous month should be cleared. Avail finance charges of 3.50% on a monthly basis (42% per annum on all transactions).

SBI simply save credit card customer care:

Contact Centre: For more information and help, please call SBI’s 24X7 helpline number i.e. 1800-11-2211 (toll-free), 1800-425-3800 (toll-free) or 080-26599990. Toll free numbers are accessible from all landlines and mobile phones in the country

SBI simply save vs simply click

SBI Simply click credit card and SBI Simply save credit card are distinct credit cards that offer various features and benefits to their cardholders, making them appropriate for their spending habits and preferences.

Simply save SBI card is best suited to you if if you frequently dine out, watch movies, shop at departmental stores, or buy groceries. it offers 10X rewards on these categories, which can help to significant savings if you frequently spend in these categories.

Simply CLICK SBI card is best suited to you If you make a lot of online purchases. It offers 10X rewards on exclusive partner spends and 5X rewards on all other online spends, which can help to significant save more money if you make a lot of online purchases. 

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Also check SBI Cashback Credit card, read our detailed review on SBI Cashback credit card review

Disclaimer: This blog is published for convince of website users and support financial literacy for education purpose on best effort basis. Information published here are subject to change/modification as and when credit card issuing entity decide to change. Issuance of credit card, change/modification in Fees, Charges, Terms and conditions, Benefits, and feature are sole discretion of Card issuing entity/SBI Card.  Please visit credit card issuing entity official website or nearest branch before applying for credit card. The Blog author and are not responsible for any change made by credit card issuer.

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